If you look at the average amount of money you will earn over your lifetime, and figure out how many years you are working – most people earn more than a million dollars over their working life but very few become millionaires. How you manage the money that goes through your fingers makes the difference.
“Most people spend some money, pay their bills, and save what’s left. And that’s backwards: You should be paying your bills first, saving for your financial goals, and spending the money you have left over.